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Updated:   2026-02-04

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Measure
Authors Pérez   Rubio  
Principle Coauthors: Cervantes   Cortese   Gonzalez   Reyes   Smallwood-Cuevas  
Subject Commercial property insurance cancellation and nonrenewal.
Relating To relating to insurance.
Title An act to add Section 675.55 to the Insurance Code, relating to insurance.
Last Action Dt 2025-10-10
State Chaptered
Status Chaptered
Flags
Vote Req Approp Fiscal Cmte Local Prog Subs Chgs Urgency Tax Levy Active?
Majority No Yes No None No No Y
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Leginfo Link  
Bill Actions
2025-10-10     Chaptered by Secretary of State. Chapter 544, Statutes of 2025.
2025-10-10     Approved by the Governor.
2025-09-23     Enrolled and presented to the Governor at 2 p.m.
2025-09-13     Assembly amendments concurred in. (Ayes 36. Noes 0. Page 3052.) Ordered to engrossing and enrolling.
2025-09-13     In Senate. Concurrence in Assembly amendments pending.
2025-09-13     Read third time. Passed. (Ayes 79. Noes 1. Page 3442.) Ordered to the Senate.
2025-09-13     Joint Rule 61(a)(14) and 51(a)(4) suspended. (Ayes 59. Noes 20. Page 3413.)
2025-08-21     Read second time. Ordered to third reading.
2025-08-20     From committee: Do pass. (Ayes 15. Noes 0.) (August 20).
2025-07-17     Read second time and amended. Re-referred to Com. on APPR.
2025-07-16     From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (July 16).
2025-07-10     From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.
2025-06-09     Referred to Com. on INS.
2025-06-04     In Assembly. Read first time. Held at Desk.
2025-06-03     Read third time. Passed. (Ayes 39. Noes 0. Page 1452.) Ordered to the Assembly.
2025-05-06     Read second time. Ordered to third reading.
2025-05-05     From committee: Be ordered to second reading pursuant to Senate Rule 28.8.
2025-04-25     Set for hearing May 5.
2025-04-24     From committee: Do pass and re-refer to Com. on APPR. (Ayes 6. Noes 0. Page 869.) (April 23). Re-referred to Com. on APPR.
2025-04-04     Set for hearing April 23.
2025-03-05     Referred to Com. on INS.
2025-02-21     From printer. May be acted upon on or after March 23.
2025-02-20     Introduced. Read first time. To Com. on RLS. for assignment. To print.
Versions
Chaptered     2025-10-10
Enrolled     2025-09-18
Amended Assembly     2025-07-17
Amended Assembly     2025-07-10
Introduced     2025-02-20
Analyses TBD
Latest Text Bill Full Text
Latest Text Digest

Existing law generally regulates classes of insurance, including commercial property insurance. Existing law prohibits an insurer from canceling or refusing to renew a policy of residential property insurance for a property located in a ZIP Code within or adjacent to the fire perimeter for one year after the declaration of a state of emergency, if the cancellation or nonrenewal is based solely on the fact that the insured structure is located in an area in which a wildfire has occurred, except as specified.

This bill would extend that prohibition against cancellation or nonrenewal and its exceptions to a policy of commercial property insurance, except as specified.