Session:   
Updated:   2026-02-23

Home - Bills - Bill - Authors - Dates - Locations - Analyses - Organizations

Measure
Authors Garcia  
Subject Mortgages: principal residence.
Relating To relating to real property.
Title An act to add Section 2924.4 to the Civil Code, relating to real property.
Last Action Dt 2026-02-18
State Introduced
Status Pending Referral
Flags
Vote Req Approp Fiscal Cmte Local Prog Subs Chgs Urgency Tax Levy Active?
Majority No No No None No No Y
i
Leginfo Link  
Bill Actions
2026-02-19     From printer. May be heard in committee March 21.
2026-02-18     Read first time. To print.
Versions
Introduced     2026-02-18
Analyses TBD
Latest Text Bill Full Text
Latest Text Digest

Existing law generally regulates mortgages and mortgage servicers, including, among other things, prohibiting the acceleration of a loan secured by a mortgage upon specified transfers of residential real property.

This bill would authorize a borrower who has reached retirement age to transfer the interest rate and remaining loan term secured by a mortgage on residential real property to a mortgage secured by a new principal residence, as specified.