Session:   
Updated:   2026-02-04

Home - Bills - Bill - Authors - Dates - Locations - Analyses - Organizations

Measure
Authors Calderon  
Subject Consumer credit report: sale of property: natural disasters.
Relating To relating to consumer credit.
Title An act to amend Sections 1785.13 and 1785.20.6 of the Civil Code, relating to consumer credit.
Last Action Dt 2025-05-07
State Amended Assembly
Status In Committee Process
Flags
Vote Req Approp Fiscal Cmte Local Prog Subs Chgs Urgency Tax Levy Active?
Majority No No No None No No Y
i
Leginfo Link  
Bill Actions
2025-06-18     Referred to Coms. on JUD. and B. & F.I.
2025-06-04     In Senate. Read first time. To Com. on RLS. for assignment.
2025-06-03     Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 0. Page 1996.)
2025-05-27     Read second time. Ordered to third reading.
2025-05-23     From committee: Do pass. (Ayes 12. Noes 0.) (May 23).
2025-05-14     In committee: Set, first hearing. Referred to APPR. suspense file.
2025-05-08     Re-referred to Com. on APPR.
2025-05-07     Read second time and amended.
2025-05-06     From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 11. Noes 0.) (May 6).
2025-04-01     Re-referred to Com. on JUD.
2025-03-28     Referred to Com. on JUD.
2025-03-28     From committee chair, with author's amendments: Amend, and re-refer to Com. on JUD. Read second time and amended.
2025-02-24     Read first time.
2025-02-22     From printer. May be heard in committee March 24.
2025-02-21     Introduced. To print.
Versions
Amended Assembly     2025-05-07
Amended Assembly     2025-03-28
Introduced     2025-02-21
Analyses TBD
Latest Text Bill Full Text
Latest Text Digest

Existing law, the Consumer Credit Reporting Agencies Act, defines and regulates consumer credit reports and consumer credit reporting agencies. The act prohibits a consumer credit reporting agency from making any consumer credit report containing specified items of information, including information about medical debt, as defined. Existing law prohibits a person who uses a consumer credit report in connection with a credit transaction from using medical debt listed on the report as a negative factor when making a credit decision.

This bill would prohibit a consumer credit reporting agency from making a consumer credit report containing information about the sale of property that is located in an area where the Governor has proclaimed a state of emergency due to a natural disaster and the property is rendered uninhabitable as a result of the natural disaster. The bill would prohibit a person who uses a consumer credit report in connection with a credit transaction from using the sale of an aforementioned property listed on the report as a negative factor when making a credit decision.